As Banks become more regulated and credit criteria tighten further, it means many business owners and new start-ups are unable to get the funding they need. However now there are many alternative Business Loan providers to match the needs of the customer, you can arrange the funding you need even if you are a new business or your personal credit is poor. We have a diverse lending panel to allow us the ability to arrange finance for every situation.
Peer to Peer Loan
This can be an unsecured or secured loan and is made up from Private individuals, Corporate Institution or Small businesses. As long as you have traded profitably for 2 years and have a good reason for needing the loan, then Peer-to-peer is an excellent way to raise the finance you need. We have the knowledge and expertise to complete a successful application and we can assist you through the whole process.
As well as Peer to Peer as an option for unsecured borrowing we have a number of other unsecured Business loan providers. Typically they will lend to businesses for up to 5 years from £5,000 to £200,000.
In addition to unsecured loans we also have secured loan providers, this may be required if the loan amount if too high for the unsecured loan provider or the customers personal credit profile is insufficient to meet the required credit criteria. Typical loan terms are from 6 month to 10 years and as long as there is sufficient equity in your home or commercial premises the lender can be fairly flexible.
Short term loan
This type of loan is available up to 24 months repayment period and can be paid back at any time penalty free. Typical turnaround times to get cash in bank can be within 24 hours, and in many cases just a few hours of credit approval as legal documentation can be signed online. We have a number of these providers and we will be happy to assist you in arranging a short term loan to meet your needs.
Julian and the team have incredible experience at structuring financial packages for businesses, from simple vanilla finance to multi asset facilities they can do it, but Commercial Finance Services is more than just a broker.
John Benner – FINANCE DIRECTOR, IGF
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